Terms and Conditions

Welcome to 10s Investments. By accessing or using our website and services, you agree to be bound by these Terms.

1. Definitions

"Company" refers to 10s Investments

"User", "You" refers to any person accessing our services

"Services" includes all content, coaching, programs, digital products, and offerings

2. Eligibility

You must be at least 18 years old to use our services.

3. Use of Services

You agree:

Not to use the website for unlawful purposes

Not to copy, distribute, or exploit content without permission

Not to attempt to hack, disrupt, or misuse the platform

4. Intellectual Property

All content including:

Videos

Trainings

Branding

Graphics

Written materials

are owned by 10s Investments and protected by intellectual property laws.

You may not reproduce or resell any content without written consent.

5. Coaching, Business & Income Disclaimer

We provide business, coaching, and marketing education.

We do not guarantee results.


Results vary based on effort, consistency, skills, and external factors.

You acknowledge that:

Income is not guaranteed

Testimonials are not typical results

You are responsible for your own decisions and outcomes

6. Payments, Subscriptions & Refunds

All payments are final unless otherwise stated

Subscription services will renew automatically unless canceled

Refund policies (if any) will be disclosed at purchase

Failure to make payments may result in suspension or termination of access.

7. Chargebacks & Disputes

You agree not to initiate chargebacks without first contacting us.
Unauthorized chargebacks may result in:

Account termination

Legal action

Collection efforts

8. Limitation of Liability

To the maximum extent permitted by law:

10s Investments shall not be liable for:

Direct or indirect damages

Loss of income, data, or profits

Business interruption

Your use of our services is at your own risk.

9. Indemnification

You agree to indemnify and hold harmless 10s Investments from any claims, damages, or expenses arising from your use of the services or violation of these Terms.

10. Third-Party Tools & Platforms

We may use third-party platforms (payment processors, software tools).
We are not responsible for their performance or policies.

11. Termination

We reserve the right to:

Suspend or terminate your access at any time

Remove content or accounts that violate these Terms

12. No Professional Advice

Content provided is for educational purposes only and does not constitute:

Legal advice

Financial advice

Medical advice

13. Governing Law

These Terms shall be governed by the laws of the State of Utah, United States.

14. Dispute Resolution

Any disputes shall be resolved through:

Good faith negotiation first

Then binding arbitration in Utah, if necessary

15. Changes to Terms

We may update these Terms at any time. Continued use of the website constitutes acceptance of changes.

16. Contact Information

Email: [email protected]
Phone: +1 801-836-3308

© Copyright 2026 All Rights Reserved - Rob Sperry

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